Tag: Risk Management
How Target Date and Strategy Funds Can Work for You (EP 15)

How Target Date and Strategy Funds Can Work for You (EP 15)

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Ever wish investing could be as easy as picking a meal from a menu? 

It can be—with Target Date and Strategy Funds!

Join host Jason Coddington on ‘Money Metaphors’ as he untangles the world of Target Date and Strategy Funds, presenting them as key tools for managing major life milestones like retirement and college education. Just like selecting a pre-made salad simplifies mealtime, these funds streamline your investment choices with automated asset allocation and rebalancing — simple yet robust tools for your financial wellness.*

Key Highlights:

  • Understanding Target Date Funds: Learn how these funds dynamically adjust from aggressive to conservative investments as your retirement nears, simplifying how you manage your savings over time**
  • Benefits of 529 College Savings Plans: See how similar strategies apply to educational savings, growing conservative as the need to use the funds approaches, to protect your investments
  • Exploring Strategy Funds: Discover funds designed for constant risk levels, perfect for those who prefer predictable investment strategies
  • Investment Simplicity and Accessibility: Ideal for both novice investors and those too busy to manage daily investments, these funds maintain your desired investment balance automatically
  • Role of Financial Advisors: Understand how expert advice can enhance your use of these funds, tailoring your strategy to fit personal financial needs and goals

Curious about how to make your investment process effortless while ensuring robust asset management? Tune into ‘Money Metaphors’ and see how Target Date and Strategy Funds can impact your financial planning.

Connect with Jason Coddington:

Disclosures 

*Rebalancing a portfolio may cause investors to incur tax liabilities and/or transaction costs

and does not assure a profit or protect against a loss. (28-LPL) Asset allocation does not ensure a profit or protect against a loss. (34-LPL)

**The principal value of a target fund is not guaranteed at any time, including at the target date. The target date is the approximate date when investors plan to start withdrawing their money. (127-LPL)

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Navigating Retirement Planning with Ease and Confidence (EP 13)

Navigating Retirement Planning with Ease and Confidence (EP 13)

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Are you letting fear and complexity dictate your retirement planning?

Join us for this episode of ‘Money Metaphors’ with your host Jason Coddington. He explains financial planning in today’s VUCA (volatility, uncertainty, complexity, and ambiguity) environment, focusing on retirement planning for families and small business owners. Discover simple, effective strategies for long-term financial success.

Key Highlights:

  • Embrace Simplicity: A ‘Keep It Super Simple’ approach for your 401(k)
  • Combat FOMO: Understanding investment basics to avoid trend-chasing
  • Automate Savings: Learn to save 10% of your income with employer 401(k) matches
  • Build a Financial Safety Net: Creating a cash reserve to protect your long-term savings
  • Disciplined Investing: Making informed choices aligned with your goals
  • Manage High-Risk Investments: Strategies for allocating funds to investments like Bitcoin
  • Emergency Fund Blueprint: Steps to build a reserve for unforeseen expenses
  • Behavioral Finance Insights: Techniques to automate saving and prevent impulsive spending
  • And more!

Interested in crafting a simple yet effective financial plan? Tune in to ‘Money Metaphors’ for these insights and more. 

Resources:

Connect with Jason Coddington:

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Think You Know Bonds? (Ep. 4)

Think You Know Bonds? (Ep. 4)

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What can we learn from cows and teeter totter and cows about bonds?

Join Jason Coddington of Coddington Wealth Advisors as he unravels the intricacies of bonds in this engaging episode of ‘Money Metaphors,’ where complex financial concepts are made simple through storytelling. This insightful session dives deep into bonds, a critical yet often overlooked element in achieving financial stability and reaching medium-term goals.

Key highlights:

  • Essentials of Bond Investment: Dive into bond basics, including yield, maturity, issuer types, and quality ratings
  • Bonds and Portfolio Risk: Understand how bonds contribute to reducing portfolio risk, making them ideal for medium-term objectives
  • Economic Impacts on Bond Values: Explore the effects of recent economic shifts, particularly Federal Reserve rate hikes, on bond market dynamics
  • Corporate vs. Startup Bonds: Compare bonds from established entities like Ford to those from high-risk startups
  • Bond Mutual Funds and ETFs: Learn about the principle protection and flexibility of bond mutual funds and ETFs
  • Interest Rates and Bond Prices: Unpack the inverse relationship between interest rates and bond prices, using 2022’s market trends as an example
  • Comparing Investment Vehicles: Evaluate the advantages of ETFs, mutual funds, and individual bonds based on client needs and risk tolerance
  • And much more!

 

Resources:

Connect with Jason Coddington:

YouTube: Coddington Wealth Advisors

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