Tag: Financial Decision Making
Navigating Retirement Planning with Ease and Confidence (EP 13)

Navigating Retirement Planning with Ease and Confidence (EP 13)

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Are you letting fear and complexity dictate your retirement planning?

Join us for this episode of ‘Money Metaphors’ with your host Jason Coddington. He explains financial planning in today’s VUCA (volatility, uncertainty, complexity, and ambiguity) environment, focusing on retirement planning for families and small business owners. Discover simple, effective strategies for long-term financial success.

Key Highlights:

  • Embrace Simplicity: A ‘Keep It Super Simple’ approach for your 401(k)
  • Combat FOMO: Understanding investment basics to avoid trend-chasing
  • Automate Savings: Learn to save 10% of your income with employer 401(k) matches
  • Build a Financial Safety Net: Creating a cash reserve to protect your long-term savings
  • Disciplined Investing: Making informed choices aligned with your goals
  • Manage High-Risk Investments: Strategies for allocating funds to investments like Bitcoin
  • Emergency Fund Blueprint: Steps to build a reserve for unforeseen expenses
  • Behavioral Finance Insights: Techniques to automate saving and prevent impulsive spending
  • And more!

Interested in crafting a simple yet effective financial plan? Tune in to ‘Money Metaphors’ for these insights and more. 

Resources:

Connect with Jason Coddington:

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Social Security: What You Need To Know (Ep. 12)

Social Security: What You Need To Know (Ep. 12)

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Are you missing out on crucial Social Security benefits without even knowing it?

Join Jason Coddington in this insightful episode of ‘Money Metaphors’ as he untangles Social Security’s complexities. Covering topics from sustainability challenges to the effects of early benefits for small business owners, this episode provides essential insights for savvy retirement planning.

Key Highlights:

  • Understanding Social Security’s Future: Uncover the funding model’s challenges and the critical need for policy shifts
  • Role in Retirement: See how Social Security should complement, not solely constitute, your retirement plan
  • Benefits Timing: Learn the impacts of taking benefits early at 62 versus waiting for full retirement age
  • Importance of Account Monitoring: Stay vigilant with regular checks on your Social Security account to prevent fraud

Special Focus for Small Business Owners:

  • Income Thresholds: Grasp how business income over $22,000 affects your early benefits
  • Navigating Benefit Taxation: Understand how your income influences the taxation of your benefits
  • Maximizing Spousal Benefits: Discover strategies to leverage spousal benefits for maximum retirement advantage

Engaging Case Studies:

  • Hank and Holly: Join them as they navigate the timing of Social Security benefits
  • John and Julie: Examine the repercussions of opting for early Social Security benefits

Curious about how Social Security will shape your retirement? Tune in to ‘Money Metaphors’ for these insights and more. Don’t forget to visit our resources for a deeper dive into smart retirement planning.

Connect with Jason Coddington:

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